Gifts of appreciated stocks and bonds can be a great tax-efficient method of supporting City Garden. To ensure that your gift is directed properly, please contact:
Kitty Lohrum, Chief Advancement Officer
giving@citygardenschool.org
314-664-7647 x138
Please provide the following information:
- Anticipated date the shares will be transferred
- Stock name(s)
- Number of shares
- Donor name
Information for transactions:
- Depository Trust Company: Edward Jones
- Participant Number or DTC: # 0057
- For Credit to Account #: XXX
- Client Account Name: City Garden Montessori School
"Society grows great when we plant trees in whose shade we know we shall never sit."
—Greek Proverb
The City Garden Montessori School Planned Giving Program is an opportunity to help secure the long-term future of our school while also achieving personal financial and philanthropic goals.
Planned gifts are often made through estate plans or gifts of assets rather than cash or checks. These gifts can provide meaningful benefits to both the donor and City Garden, helping to ensure that our mission continues to grow and thrive for generations to come.
Benefits of Planned Giving
Planned giving can be a deeply rewarding part of your legacy. Some of the many benefits include:
- Immediate tax advantages, even for gifts that will be made in the future
- Reduced or eliminated capital gains tax
- Lower estate taxes and preserved value for your heirs
- Potential to increase lifetime income through certain gift vehicles
- A lasting impact on a cause you believe in deeply
- The opportunity to make the most significant gift of your lifetime
Whether you’ve supported City Garden for years or are just beginning your philanthropic journey, a planned gift is a powerful way to express your values and extend your legacy.
Create a Legacy with City Garden Montessori School
By including City Garden in your long-term plans, you help sustain our mission to redefine education, reimagine community, and reinvigorate our world—ensuring that future generations of children have access to inclusive, high-quality Montessori education. Below are several ways you can leave a legacy of equity and impact:
Bequests
A bequest is a simple, powerful way to make a lasting impact. You can designate City Garden as a beneficiary in your will or living trust, giving a specific dollar amount, a percentage of your estate, or what remains after other bequests. Bequests can be added to existing plans through a straightforward amendment called a codicil.
Charitable Gift Annuity
This gift allows you to support City Garden while receiving fixed, guaranteed income for life—yours and/or a loved one’s. You can fund a gift annuity with cash or appreciated securities. Payment rates are determined by the age(s) of the income recipients at the time of the gift.
Deferred Gift Annuity
Ideal for donors under age 60 or those planning for future income, a deferred gift annuity allows you to delay payments until a later date (such as retirement). This can also be a way for older donors to provide income to younger beneficiaries once they turn 60.
Life Insurance
You can name City Garden as the beneficiary of an existing life insurance policy—or transfer ownership of a fully paid policy to us. You may also establish a new policy with City Garden as both the owner and beneficiary, creating a significant gift with modest annual premiums.
Charitable Remainder Trust (CRT)
A CRT provides income to you or your family for life or a set term; then, the remaining assets are donated to City Garden. This flexible option offers income and a potential tax deduction and helps reduce estate taxes. You may choose between:
Annuity Trust: Pays a fixed annual amount.
Unitrust: Pays a percentage of the trust's value, re-evaluated annually.
Charitable Lead Trust (CLT)
A CLT provides income to City Garden for a number of years or a lifetime. At the end of the trust’s term, the remaining assets are returned to you, your estate, or other named beneficiaries. This option is especially useful in reducing gift and estate taxes on assets passed to heirs.
Retained Life Estate
You can donate your personal residence to City Garden while retaining the right to live there for the rest of your life. This arrangement provides you with a charitable tax deduction while ensuring the property supports our mission in the future.